PayPal Payments

PayPal NZ Payments
Last Updated on | by Amanda Wilson

PayPal is one of the oldest and biggest internet banking and digital wallet services worldwide. You have undoubtedly heard of PayPal or thought of using it in the past. It has given customers a secure and reliable way of making payments and receiving money online since 1998.

Their services enable you to pay with your bank account online rather than your bank card. Moreover, not only does it make sending money easy, but also free! It also remains one of the top picks for online shoppers and casino players because of how widely accepted and convenient it is. the addition of Xoom has increased its status as a reasonable exchange.

How Does Paypal Work in New Zealand

Did you know you can pay with PayPal in NZ quickly and effortlessly? All you need is a PayPal account, a connected card/account, and a vendor/service provider that accepts PayPal payments. PayPal payments are instant, meaning 0 waiting time no matter what you’re paying for.

Overview of PayPal for New Zealand Customers

PayPal is an online payment system that provides a safe and quick way to make transactions. It is linked to your bank account or bank cards, such as credit or debit cards. You can use it to make purchases, deposit, send or withdraw money. Its job is that of a middleman between merchants and your bank, keeping your personal banking information secure from theft. PayPal is also a very common payment option on most casino sites, making online gambling much safer for you.

Benefits of PayPal for Kiwis

The service is not only popular for being convenient and secure, but it is also very popular in New Zealand because of the benefits it offers to Kiwi users. It reduces the steps you have to go through to make a transaction and the costs, and it makes every process run smoother. There are many benefits to PayPal, like remaining discreet, being accepted by a huge variety of banks around the globe, and more. Let us tell you how you can benefit from it as well.

Fast Online Payments

When you are gambling online, you are looking for the quickest payment methods. You want to be able to deposit money right away and withdraw it just as fast. With a PayPal account, you will be able to do both. When you or the merchant (online gambling site) receive or send money, the service will notify you immediately. It all happens in a matter of seconds.

Security for All Your Cards

Providing your credit or debit card details on any online platform is always discouraged. No matter how secure a website claims to be, there is always a risk of information theft, resulting in chaos for you. However, this payment system makes it easier to make payments online while securing your bank cards. It stops you from having to use your bank card anymore.

Reliable Refund Policy

If you make a transaction that went through for you but not the receiver, you can rely on PayPal to make sure you get your money back. When this occurs while using a bank account or card, it usually takes up to 24 hours to process a refund, and even then, there is a chance you don’t get refunded! On the contrary, PayPal has ensured that you never have to go through that trouble.

Mobile App for All Devices

A feature that most online payment systems and services lack is a mobile app. PayPal has one, but it is also compatible with all devices. You can make payments from anywhere at any time. It is great for online gamblers who prefer playing on mobile gambling platforms or are always on the go. This makes it easier for you to transact quickly and efficiently.

Drawbacks of PayPal for Kiwis

PayPal might be one of the perfect online payment services available, but it is not immune from flaws. As with these payment systems and e-wallet services, some drawbacks might make or break your decision to use them. However, we wanted to make sure that you know what you would be getting into before you have to find out for yourself. So for this review, we have compiled a list of things that you might not like about PayPal.

High Transaction Fees

Unfortunately, PayPal implements some pretty high transaction fees, making bigger transactions more expensive than they should be. For example, a 2.89% per transaction rate fee is used to send or receive money on goods and services. Donations are also 2.89%, but on standard bank card payments, the rate is 2.99%. So if you are paying through a bank card on a casino site, you should know that you will be paying slightly more than you intended.

Not Available for Gambling

PayPal is not available for online gambling sites in New Zealand. Almost all PayPal casinos and PayPal sports betting sites are not based in or accessible to New Zealand players. If you are looking for a digital wallet accepted in your favourite NZ casinos, you might have to look for another accepted one. The buyer protection also does not apply to gambling.

Slow Customer Support

When looking for fast payment methods, you also want excellent customer support to resolve any hurdles during a transaction. So, although PayPal is a very popular brand, its customer support services are lacking. The response time is not great, and you might even find it hard to get a hold of a customer support representative at times.

How to Open a PayPal Account in New Zealand

Opening a PayPal account in New Zealand may be tricky for beginners. However, the process doesn’t differ much from standards in other countries. If you already have a PayPal account, feel free to skip to the next section. If you don’t, here’s what you need to do to create it:

  1. Visit the PayPal Website or Download the App

    First things first, visit the official PayPal website. If you’re on your smartphone, you can also download the PayPal app from your phone’s store. That’d be App Store for iPhones and Google Play for Android devices. Simply install the app and click on the “Sign up for free“ button.

  2. Create a Personal Account & Confirm Email

    On the next screen, you’re going to choose between a personal and a business PayPal account. To make payments on online casinos in NZ, a personal account suits perfectly, as you won’t be able to do much with a business one. So, simply choose personal, and you’ll be taken to the next step of the registration process.

  3. Fill In Personal Info & Link Your Payment Method

    On this page, you’re required to fill in your personal information to proceed to the next step. We can’t stress the following enough – use valid information. This includes your real name, DOB, address, and everything else that’s required. Why can’t you just make stuff up? Because you’ll have to verify it later.

  4. You Can Use PayPal Once Your Account is Verified

    Once you’ve verified your newly created PayPal account, you can start using it for online purchases. As we’ve already mentioned, PayPal can be used to purchase goods, pay for services, and fund your gambling bankrolls. We’re mostly interested in the latter, of course. And why wouldn’t we be? After all, PayPal deposits are fast and easy to set up.

PayPal Alternatives for NZ Residents

New Zealand residents can use PayPal for online shopping and other online transactions, but they can not use it for gambling sites. Yes, PayPal might be ideal in many ways, but as a New Zealander that enjoys online gambling, you need more options! We’ve got your back even if you want to try out another digital wallet service to find what works for you. Therefore, we have carefully selected some great alternatives to PayPal, which are also common payment methods on NZ gambling platforms.


  • What is PayPal?

    PayPal is a payment system with services that make online banking convenient, secure and quick. It acts as the middleman, or postman, between you, merchants and your bank. It allows you to store money and send or receive it. You can also make payments to other accounts or deposit them directly to your bank account.

  • Can New Zealanders pay online via PayPal?

    Yes, New Zealand residents can use PayPal for online payments. However, they usually will not be able to use it on gambling and casino sites. The only exception is when you are playing on non-NZ casino sites. Moreover, PayPal makes online payments more secure by preventing you from providing your personal information.

  • Are there any extra fees when paying by PayPal?

    Yes, some extra fees might apply depending on where or whom you are paying through PayPal. For example, if you are paying a merchant through PayPal using your card, a 2.99% rate per transaction fee will apply. However, the fees are less hefty on small payments or charitable donations.

  • Where can I use PayPal in New Zealand?

    As you all know, PayPal is a global digital payment method that works on millions of online shops and service portals. In New Zealand, PayPal is accepted on eBay, Quiksilver, Spotify, Asos, Groupon, and thousands of other online vendors.

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